Bank-grade encryption
Your data is encrypted in transit and at rest using industry-standard protocols. Card numbers are tokenised and never stored in plain text.
Security
Fast, and
Fast, and
locked down.
Speed is nothing without trust. Every account, card and payout on ondine is protected by layers of security that work quietly in the background.
Four layers of protection
Security you never
Security you never
have to think about.
Two-factor authentication
Every sign-in and every new payee is confirmed with a second factor, from an authenticator app, a security key or biometrics on your phone.
Pass-through deposit insurance
ondine is not a bank. Your deposits are held at our regulated partner banks and are eligible for pass-through deposit insurance up to applicable limits, with expanded coverage available through a network of program banks.
24/7 fraud monitoring
Machine-learning models review every transaction in real time. Anything unusual is paused, and you're asked to confirm it in the app with one tap.
Independently checked
Standards we hold ourselves to.
Annual security auditControls reviewed by an independent firm
Card data standardsCompliant card handling and tokenisation
Privacy by designWe never sell your data. Ever.
Penetration testedExternal tests, twice a year
Bug bountyResearchers rewarded for reports
You stay in control
Freeze a card faster than you can find it.
Controls that used to need a phone call to the branch now take a tap.
- Freeze and unfreeze cards instantly from the app
- Roles and permissions for every team member
- Payee approvals before money ever leaves
- Real-time alerts for every card swipe and transfer
Something look wrong?
Freeze your card in the app, then report it. Our fraud team is available around the clock.