Business banking built for speed.

Accounts, cards, and payouts in one dashboard — live in 10 minutes.

Open an account
app.ondine.example / overview
Good morning, Lena
+ New payout
Total balance
$248,310.42
▲ 12.4% this month
ondine
•••• 4021
Lena OrtizVirtual
Ads budget$3.4k
Travel$960
Recent activity
SPCard sales — Store #2
Settled · today 9:41
+$4,182.50
PBPayout — Pinebrook Supply
Instant · arrived in 4s
−$2,400.00
PRPayroll — 14 people
Scheduled · Friday
−$31,870.00
↓+$4,182.50 receivedCard sales settled same day
✦Card issuedVirtual · ready in 2s

12,000+ teams already moved their money

halcyon Northloom Brightfold Mesa Supply parcelwise Kettle&Co
01Why ondine

Most business banks were designed for the treasurer of a big company. ondine is built for the owner who runs payroll from a phone between two customers, and who wants their money to move as fast as their business does.

02Savings calculator

See what you'd save

Drag to your monthly card volume. We'll compare ondine with a typical traditional business bank, line by line.

$
$2k$20k$200k$2M
  • 1.9% + 10¢ per card payment, versus 2.9% + 30¢ at a typical bank
  • Free instant payouts instead of $25 per outgoing wire
  • No account fees — just a flat $29/month on Growth
Estimated monthly saving $0 That's $0 a year, 0% less in fees.
Traditional bank$0
ondine Growth$0
Start saving

Illustrative estimate of monthly fees. Traditional bank assumes 2.9% + $0.30 card processing, $45 in monthly account fees and four $25 outgoing wires. Your actual costs depend on your plan and payment mix.

03Made for the way you work

Built for owners,
not accountants.

Three things every small business does every week, made to take seconds instead of days.

Café owner in an apron checking sales on his phone behind the counter
↓Same-day settlementToday's sales, today
Accounts

Your money lands before closing time.

Card sales settle into your ondine account the same day, so payroll and suppliers never wait on a batch file.

Founder packing an order next to stacked cardboard boxes
✦Cards for every roleLimits set in one tap
Cards

A card for every person and every vendor.

Issue unlimited virtual and physical cards with spending limits, merchant locks and receipts captured automatically.

Customer tapping a phone on a card reader at a market stall
→Instant payoutsArrives in seconds
Payouts

Pay anyone in seconds, not days.

Send free instant payouts to suppliers and contractors, or schedule payroll for the whole team in one batch.

$340M+processed every month
48state coverage across the US
99.98%platform uptime
4.9/5average customer rating
Shop owner at her workbench surrounded by craft supplies
04Customer story

“We moved our whole business over on a Tuesday afternoon. By Wednesday our suppliers were getting paid faster than they ever had.”

Rosa LindgrenOwner, Brightfold Studio · 6 employees
Ten minutes from now

Your account
could already be open.

No branch visits, no paperwork, no minimum balance. Just your EIN and a coffee.

ondine in 90 seconds
01 / 06
app.ondine.example / overview
Good morning, Lena
+ New payout
Total balance
$248,310.42
▲ 12.4% this month
ondine
•••• 4021
Lena OrtizVirtual
Ads budget$3.4k
Travel$960
Recent activity
SPCard sales — Store #2
Settled · today 9:41
+$4,182.50
PBPayout — Pinebrook Supply
Instant · arrived in 4s
−$2,400.00
PRPayroll — 14 people
Scheduled · Friday
−$31,870.00
Open an account
In development

We're still building ondine.

Accounts aren't open yet. ondine is in its development phase, and the platform is being designed, built and managed by our consulting agency, Jemirae.

Nothing is collected on this site and no money moves. When accounts open, this is where you'll start.

Jemirae Product partner
Talk to Jemirae